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Insurers worry that young people will opt out of health insurance, potentially raising costs

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MIAMI — Dan Lopez rarely gets sick and hasn’t been to a doctor in 10 years, so buying health insurance feels like a waste of money. Even after the federal health overhaul takes full effect next year, the 24-year-old said he will probably decide to pay the $100 penalty for those who skirt the law’s requirement that all Americans purchase coverage. More business newsOne family’s painful lesson about ‘lending’ Michelle Singletary A family financial fight yet again proves what Shakespeare wrote in “Hamlet” — “Neither a borrower nor a lender be, for loan oft loses both itself and...

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