In this Wednesday, June 19, 2013 photo, Emily Nicoll smiles for a photo in Coppell, Texas. For millions of unemployed and underemployed 20-somethings, health care has been out of reach. Now sweeping federal health laws are promising to make coverage more affordable, but the big question remains_ will it be affordable enough? Nicoll says sheÃll skip other luxuries and pay for the insurance because sheÃs always worried about the "what if." (AP Photo/LM Otero) (LM Otero) MIAMI (AP) - Dan Lopez rarely gets sick and hasn't been to a doctor in 10 years, so buying health insurance feels like a waste of money. Even after the federal health overhaul takes full effect next year, the 24-year-old said...
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