Some call the Affordable Care Act (ACA) a huge over-reach by the federal government, and a few even use the "S word" -- socialism. Others say it a gallant attempt to cover most U.S. citizens and others in our country legally. Regardless of which view you embrace, the ACA is the law of the land and its major provisions will be upon us in 2014. Equally important for you to know, ACA's Health Insurance Marketplace, sometimes called "Exchange," will be open for enrollment on Oct. 1. It is a new way for individuals and business owners to select health insurance policies from an array of participating private companies. The Marketplace also will qualify eligible applicants for Medicare and subsidy...
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