Beginning in 2014, most people, including students, will have to have health insurance, whether or not they are claimed as a dependent on their parents’ tax returns. The federal health law says if they don’t, they or their parents will face penalties. While expansion of coverage under the health law has helped about 3 million young people get insurance through their parents’ plans, many remain uninsured or have coverage through student health plans. But that’s not an option for some...
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