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Income -- Not Assets -- Will Determine Subsidies In Online Insurance Marketplaces

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This week, I answer readers' questions about how income and other assets will affect health insurance choices and responsibilities under the Affordable Care Act, and whether having access to a student health plan will make a person ineligible for subsidized coverage on the exchanges. Q. In 2012, I earned only $25,000, but I have $300,000 in stocks. I have individual health insurance. Will I be ineligible for a subsidy beginning in January because I am presently insured, or because I have large assets? A. Neither of those facts would necessarily make you ineligible for subsidized coverage on the health insurance exchanges. If the...

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